Running a business means knowing what every dollar is for.
Every dollar in your account already has a job: payroll, taxes, inventory, bills, debt, your safety cushion. WorkWallet gives each one its purpose, so you always know what's truly free to grow your business.
Example: Harbor Lane Supply Co., $3.8M revenue, 18 employees.
Know before you spend.
Your accounting software tells you what happened. Your bank tells you what you have. WorkWallet tells you what you can afford.
Safe to Spend
One number that subtracts payroll, taxes, inventory, bills, debt and your reserve from the cash in the bank.
13-week forecast
See every payroll, supplier bill and loan payment coming, and the week cash gets tight, before it happens.
Can I afford it?
Test the new hire, the new equipment or the owner draw. Compare paying cash, financing or waiting.
Receivables radar
Know which overdue invoices to chase first and what collecting them does for payroll.
Action center
Clear next steps with the math behind them: collect, reserve, wait, review.
WorkWallet AI
Ask plain questions like "are we covered for payroll?" and get answers built on your real numbers.
"I finally know what my business can actually afford."
Load the demo company or bring your own numbers. 30-day money-back guarantee.
Calculate my Safe to Spend